Accion USA
| 115 E. 23rd St., 7th Floor
New York, NY 10010
(646) 833-4541 | (212) 387-0277 | www.accionusa.org
| Domestic micro finance lending throughout New Jersey
Business loans must have six months of operation unless moving to a new location, business purchase, or homebased to storefront
| Yan Li Jiang
Small-business loans up to $50,000; startup loans up to $30,000; personal loans up to $10,000
|
Atlantic County Economic Development
| 1333 Atlantic Ave., 8th Floor
Atlantic City, 08401
(609) 343-2223 | NA | NA
| Incentive opportunities
NA
| Howard Kyle
NA
|
Bergen County Division of Community Development
| 1 Bergen County Plaza, 4th Floor
Hackensack, 07601
(201) 336-7200 | (201) 336-7247 | www.co.bergen.nj.us
| Small business loans
Business must be in Bergen County
| Joseph Rutch, Gary Kohles
$5,000 to $250,000
|
Borough of Roselle/Urban Enterprise Zone
| 210 Chestnut St.
Roselle, 07203-1284
(908) 259-3001 | (908) 245-7156 | www.boroughofroselle.com
| Incentive opportunities
Standard UEZ benefits apply
| Harry Wyatt
NA
|
Brick City Development Corp.
| 744 Board St., Suite 1110
Newark, 07102
(973) 273-1040 | (973) 273-1070 | www.bcdcnewark.org
| Financing and incentive opportunities; for small businesses, bonding assistance and small grocer initiative
Business must be located in Newark
| Ruben Gomez
Several programs available for business loans
|
Burlington County Department of Economic Development and Regional Planning
| 50 Rancocas Road
Mount Holly, 08060
(609) 265-5055 | (609) 265-5006 | www.co.burlington.nj.us
| Small business loans, Route 130/Delaware River Corridor Economic Development Fund loan
program and microenterprise loan program
For businesses in or
relocating to Burlington
County
| Mark A. Remsa, Stephanie R. Hickson
Varies
|
Camden Urban Enterprise Zone Program
| City Hall, 520 Market St., 13th Floor
Camden, 08101-5120
(856) 757-7670 | (856) 964-2262 | www.camdenredevelopment.com
| Incentive opportunities.
Standard UEZ benefits apply
| Vincent F. Basara
NA
|
City of Asbury Park/Urban Enterprise Zone
| 1 Municipal Plaza
Asbury Park, 07712
(732) 502-5749 | (732) 775-1483 | www.cityofasburypark.com
| Micro loans
Standard UEZ benefits apply/must have a business plan
| Thomas J. Gilmour
1/4 percent below prime; average loan amount: $20,000; max loan amount $25,000
|
City of Bayonne/Urban Enterprise Zone
| 630 Avenue C
Bayonne, 07002
(201) 858-6357 | (201) 858-6079 | www.bayonnenj.org
| Incentive opportunities
Standard UEZ benefits
apply
| Terrence Malloy, Dee Dee Bottino, Patty Murray
NA
|
City of Bridgeton/Urban Enterprise Zone
| Development Office
181 E. Commerce St.
Bridgeton, 08302
(856) 451-3407 | (856) 455-7421 | www.cityofbridgeton.com
| Incentive opportunities
Standard UEZ benefits
apply
| Jeanne Jackson
NA
|
City of Carteret Office of Economic/Community Development/Urban Enterprise Zone/Carteret Business Partnership (Special Improvement District)
| 61 Cooke Ave., Room 106
Carteret, 07008
(732) 541-3835 | (732) 541-1192 | www..ci.carteret.nj.us
| UEZ businesses; retailers reduced tax benefits, businesses purchase eligible products tax
exempt, may qualify for New Jersey tax credit programs; Carteret Business Partnership (SID) special improvement district business marketing for recruitment
Must be UEZ certified and located in Carteret; provide a business plan and application to Business Review Committee (30-day review); 13 Carteret redevelopment areas new mixed-use small business opportunities
| Kathaleen Shaw
UEZ/CBP micro loans: $40,000 max; UEZ start-up grants: $5,000; UEZ matching
façade, awning, sign grants; up to $15,000 CBP marketing assistance grants $2,500 max
|
City of Carteret/Carteret Redevelopment Agency
| 61 Cooke Ave.
Carteret, 07008
(732) 541-3835 | (732) 541-1192 | www.ci.carteret.nj.us
| Incentive opportunities, urban developers, NJ Brownfield Development Area designation (BDA)
Business must be located in Carteret. Thirteen Carteret redevelopment areas: new mixed-use small business and light industrial opportunities
| Eric R.M. Chubenko
NA
|
City of East Orange, Economic Development Office
| 44 City Hall Plaza
East Orange, 07019
(973) 266-5404 | (973) 674-2180 | www.east-orange.nj.org
| Incentive opportunities and a façade improvement program that can assist certified UEZ businesses.
East Orange has strong relationships with several local banks and can provide contacts with loan officers.
| Norma Mackey
NA
|
City of Elizabeth/Elizabeth Development Corp./Urban Enterprise Zone
| 205 First St., Suite 114
P.O. Box 512
Elizabeth, 07207
(908) 289-0262, ext. 214 | (908) 558-1142 | www.edcnj.org
| Commercial loans; Micro Enterprise Loan Program; Signage Grant Program; Façade Improvement Grant Program; Graffiti Removal Grant Program
Businesses must be located in Elizabeth
| Mario Rodrigues
Varies
|
City of Gloucester/Urban Enterprise Zone
| 512 Monmouth St.
Gloucester City, 08030
(856) 456-6075 | (856) 456-8030 | www.cityofgloucester.org
| Incentive opportunities
Standard UEZ benefits apply
| Howard Clark
NA
|
City of Kearny/Urban Enterprise Zone
| Town Hall Annex
410 Kearny Ave.
Kearny, 07032-2604
(201) 955-7400, ext. 8041 | (201) 998-5171 | www.kearnynj.org/uez
| Incentive opportunities
Standard UEZ benefits apply
| John Peneda
NA
|
City of Long Branch/Urban Enterprise Zone
| 228 Broadway
Long Branch, 07740
(732) 923-2040 | (732) 263-0218 | www.longbranch.org
| Incentive opportunities
Standard UEZ benefits apply
| Jacob L. Jones
NA
|
City of Millville, Office of Economic Development/Urban Enterprise Zone
| 12 S. High St.
P.O. Box 609
Millville, 08332
(856) 825-7000, ext. 7303 | (856) 825-3236 | www.millvillenj.gov
| Subordinated loans
Must be in UEZ, must have sources of primary financing, must be collateralized
| Don Ayres
Most loans are in $50,000 range; can go up to approximately $1 million
|
City of New Brunswick Department of Planning, Community and Economic Development
| 25 Kirkpatrick St.
New Brunswick, 08903
(732) 745-5050 | (732) 565-7532 | www.cityofnewbrunswick.org
| Micro loans and small business loan pool
Business must be operating in New Brunswick
| Glenn Patterson, Ruth Anne Beck
Micro loan: $500 to $15,000; loan pool: $25,000 to $150,000
|
City of New Brunswick, Office of Planning, Community and Economic Development/Urban Enterprise Zone
| 25 Kirkpatrick St.
New Brunswick, 08903
(732) 745-5050 | (732) 565-7532 | www.cityofnewbrunswick.org
| Incentive opportunities
Standard UEZ benefits apply
| Ruth Anne Kurkjian
NA
|
City of Orange Township/Urban Enterprise Zone
| 29 N. Day St.
Orange, 07050
(973) 266-4061 | (973) 677-7847 | www.ci.orange.nj.us
| Incentive opportunities
Standard UEZ benefits apply
| Christopher Mobley
NA
|
City of Passaic/Urban Enterprise Zone
| PEZDC Office
330 Passaic St., Room 207
Passaic, 07055
(973) 365-5520 | (973) 365-5567 | www.passaicuez.com
| Incentive opportunities
NA
| Soraya Stam
NA
|
City of Paterson/Urban Enterprise Zone
| 2 Market St., 2nd Floor
Paterson, 07505
(973) 321-1212 | (973) 278-7139 | www.patersonnj.gov
| Main Street 50/50 Matching Grant; Business Improvement 50/50 Matching Grant (for businesses off Main Street but still in the UEZ); Revolving Loan Program for UEZ businesses and the Sidewalk 50/50 Matching Grant
The Paterson Restoration Corp. will lend money in partnership with a bank to a business located in Paterson for growth and fixed assets. Their loans start at $50,000 and go up to $200,000.
| Jan Northrop
Main Street 50/50 (up to $50,000); Business Improvement 50/50 (up to $35,000); Revolving Loan Program for UEZ Businesses (starting at $200,000 up to $1 million). For 10 years the rate is prime plus 1 percent; Sidewalk 50/50 Matching (up to $10,000).
|
City of Perth Amboy/Office of Economic Development/Urban Enterprise Zone
| 260 High St.
Perth Amboy, 08861
(732) 442-6421 | (732) 826-1160 | www.ci.perthamboynj.org
| Revolving loan
program
Business must be UEZ certified and located within Perth Amboy. Businesses must also be in compliance with New Jersey Division of Taxation.
| Roxana Troche
Micro loans from $2,500 to $30,000; Capital Improvement Loans from $50,000 to $250,000
|
City of Plainfield Economic Development/Urban Enterprise Zone
| 515 Watchung Ave.
Plainfield, 07060
(908) 226-2519 | (908) 226-4909 | www.plainfield.com
| Incentive opportunities
Standard UEZ benefits apply
| Jacques Howard
NA
|
City of Pleasantville/Urban Enterprise Zone
| 18 N. First St.
Pleasantville, 08232
(609) 484-7359 | (609) 484-8869 | www.pleasantville-nj.org
| Incentive opportunities
Standard UEZ benefits
apply
| Jacqueline Amado-Belton
NA
|
City of Trenton, Office of Economic Development, Urban Enterprise Zone
| 319 E. State St.
Trenton, 08608-1866
(609) 989-3508 | (609) 989-4243 | www.trentonnj.org
| Incentive opportunities
Standard UEZ benefits apply
| Thomas McGough
Refers local businesses to obtain loans through RBAC
|
City of Union City/Urban Enterprise Zone
| 3715 Palisade Ave.
Union City, 07087
(201) 271-2350 | (201) 348-5782 | www.ucnj.com/services/businessservices
| Incentive opportunities
Standard UEZ benefits apply
| Amada Avila
NA
|
City of Wildwood/Borough of Wildwood Crest/City of North Wildwood/Borough of West Wildwood/Urban Enterprise Zone
| 4400 New Jersey Ave.
Wildwood, 08260
(609) 522-2444, ext. 2248 | (609) 523-2444 | www.wildwoodnj.org
| Incentive opportunities
Standard UEZ benefits apply
| Louis C. Ferrara
NA
|
Cooperative Business Assistance Corp.
| Cumberland Development Corp.,76 Magnolia Ave.
P.O. Box 1021
Bridgeton, 08302
(856) 451-5626 | (856) 453- 9795 | www.cbaclenders.com
| SBA Microloans, countywide loans, USDA Rural Development Loans and others to help businesses start and expand
Businesses must be located in Cumberland County. Loan(s) must create and/or retain jobs; business plan for start-ups, other underwriting requirements
| Tony Stanzione
NA
|
Cooperative Business Assistance Corp. (CBAC)
| 328 Market St.
Camden, 08102
(856) 966-8181 | (856) 966-0036 | www.cbaclenders.com
| Small-business loans
Business must be in Camden, Atlantic, Cumberland, Cape May, Gloucester or Salem counties
| R. Michael Diemer, Harry Stone
$1,000 to $2 million
|
Cumberland Empowerment Zone Corp.
| 2 N. High St.
Millville, 08332
(856) 459-1700 | (856) 459-4099 | www.cezcorp.org
| Microloan program and business loan program
Businesses must be located in Cumberland County, credit history, financial capacity to
repay, equity contribution, collateral, cash flow needs
| Jeannine MacDonald
Mirco loans up to $35,000; business loan up to 40 percent of total project cost/max amount: $250,000
|
Economic Development Authority
| 36 W. State St.
P.O. Box 990
Trenton, 08625-0990
(866) 534-7789 | NA | www.njeda.com
| Arranges low-interest loans, loan guarantees, tax incentives and creative financing packages to bridge financing gaps and increase access to capital for small and mid-size businesses and nonprofit borrowers, customized assistance for high-technology and life sciences companies, urban and redevelopment funding, grants and loans for brownfields investigation and cleanup, incentive grants to businesses creating at least 25 new jobs in New Jersey (10 jobs if in the high-technology or biotechnology sectors), entrepreneurial training for new and aspiring business owners, funding for energy efficiency and renewable energy projects, loan guarantees to generate film industry investments in New Jersey
Businesses must be located in New Jersey; a business plan is required; the EDA lends directly or with other financial institutions such as banks, micro lenders or community development organizations through participation and/or guarantees
| Customer Care
Partner in financing up to $2 million
|
Economic Development Corp. of Essex County
| 465 Martin Luther King Jr. Blvd.
Hall of Records Room 449
Newark, 07102
(973) 621-4454 | (973) 621-2545 | www.essex-countynj.org
| Revolving loan fund, micro loans and façade improvement loans
Business must be located in Essex County and create jobs
| Deborah E. Collins
Up to $100,000
|
Enterprise Zone Development Corp. of Vineland and Millville
| 2115 S. Delsea Drive
Vineland, 08360
(856) 563-0440 | (856) 563-1675 | www.vinelandmillvilleuez.com
| Business certifications and recertifications
Standard UEZ benefits apply
| Denise Jackson
NA
|
Gloucester County Economic Development
| 115 Budd Blvd.
West Deptford, 08096
(856) 384-6930 | (856) 384-6938 | www.co.gloucester.nj.us
| Incentive opportunities
Must be in Gloucester County
| Lisa J. Morina
NA
|
Gloucester Township Economic Development Corp.
| P.O. Box 8
Blackwood, 08012
(856) 228-1124 | (856) 374-3526 | www.glotwp.com
| Incentive opportunities
Will aid in the identification of available federal, state, county and local funding
| Joseph Angeloni
NA
|
Greater Newark Enterprises Corp.
| 744 Broad St., 26th Floor
Newark, 07102
(973) 242-4132/4134 | (973) 242-0485 | www.gnecorp.org
| SBA micro loan
Loans to property owners in low- and moderate-income census tracts and priority areas such as designated redevelopment areas and UEZs
| Mike Wall
Micro loan: $1,000 to $50,000
|
Hudson County Economic Development Corp.
| 257 Cornelison, 7th Floor
Jersey City, 07302
(201) 369-4370 | (201) 369-4371 | www.hudsonedc.org
| Business loans
Business must be in an eligible Hudson County municipality
| Elizabeth Spinelli
Business loan: $100,000; mirco loans: $25,000
|
Isles Inc.
| 20 Wood St.
Trenton, 08618
(609) 341-4789 | (609) 278‐6463 | www.isles.org
| Peer lending model/loans to startup and existing small businesses
Completion of ISLES training, creation of a business plan and participation in mentoring required
| Peter Rose
Up to $5,000
|
Jersey City Economic Development Corp.
| 601 Pavonia Ave., Suite 303
Jersey City, 07306
(201) 333-7797 | (201) 333-9323 | www.jcedc.org
| Small-business loans, micro loans, UEZ revolving loan funds
Business must be located in Jersey City
| Eugene Nelson
Small-business loans up to $50,000; micro loans up to $25,000; mid-large sized business loans from $100,000 to $500,000
|
Jersey City Economic Development Corp./Urban Enterprise Zone
| 30 Montgomery St., 8th Floor
Jersey City, 07306-2922
(201) 333-7797, ext. 25 | (201) 333-9323 | www.jcedc.org
| Full spectrum of business loans, sometimes as sole lender and sometimes in partnership with local banking institutions. Among these loans are extensions of credit to women/minorities to start or grow businesses
Must be located in Jersey City; the principals' personal credit history should be satisfactory; all local, state and federal taxes must be current; there should exist a reasonable expectation that the loan will be repaid
| Roberta Farber
$50,000
|
Lakewood Development Corp./Urban Enterprise Zone
| Municipal Building
231 Third St.
Lakewood, 08701
(732) 364-2500, ext. 5257 | (732) 364-5417 | www.twp.lakewood.nj.us
| Financial assistance loans up to $250,000 match with participating financial institutions; also, unsecured micro loans are available up to $35,000; low-interest direct UEZ Project Loans collateralized up to $1 million
Business must be UEZ
certified
| Patricia A. Komsa
Financial assistance loans up to $250,000 match; also, micro loans up to $35,000; and low-interest loans collateralized up to $1 million
|
Mercer County Division of Economic Opportunity and Sustainability
| 640 S. Broad St.
Trenton, 08650
(609) 989-6555 | (609) 695-4943 | www.mercercounty.org
| Small business loans
Business must be in Mercer County and demonstrate ability to repay the loan; business plan may be required
| Elizabeth Muoio
$25,000 to $125,000
|
Middlesex County Department of Economic and Business Development
| 75 Bayard St., 3rd Floor
New Brunswick, 08901
(732) 745-4379 | NA | www.co.middlesex.nj.us
| Incentive opportunities
NA
| Kathaleen Shaw
NA
|
Monmouth County Department of Economic Development
| Hall of Records Annex
1 E. Main St.
Freehold, 07728
(732) 431-7470 | (732) 294-5930 | www.visitmonmouth.com
| Monmouth County Small Business Loan Program provides low-interest loans and technical assistance
Businesses must be in Monmouth County
| Amy Fitzgerald
Varies
|
Morris County Economic Development Corp.
| 325 Columbia Turnpike, Suite 101
P.O. Box 900
Florham Park, 07932
(973) 539-8270 | (973) 377-0859 | www.morriscountyedc.org
| Incentive opportunities
For businesses seeking new locations and those already operating in county; results in attraction, creation, retention, expansion and transition
| Maggie Peters
NA
|
Mount Holly Township/Urban Enterprise Zone
| 23 Washington St.
Mount Holly, 08060
(609) 845-1163 | (609) 267-1951 | www.mountholly.info
| Good Neighbor Loan Program and the Economic Development Loan Program
The business must be in Mount Holly Township and UEZ certified
| Josh Brown
Good Neighbor Loan Program: micro loan $2,000 to $25,000; Economic Development Loan Program: loans range from $26,000 and up
|
New Brunswick Development Corp.
| 120 Albany St., Tower 1, 7th Floor
New Brunswick, 08901
(732) 249-2220 | (732) 249-4671 | www.devco.org
| Incentive opportunities
Urban developer
| Christopher J. Paladino
NA
|
New Community Federal Credit Union
| 233 W. Market St.
Newark, 07103
(973) 623-2800 | NA | www.newcommunity.org
| The New Community Development Loan Corp. makes capital avaliable for growing businesses and startup ventures. Garden State Affordable Housing provides equity investments for the construction of affordable housing through the New Jersey Housing Opportunity Funds, a statewide housing equity pool.
Businesses must be located in Newark area
| Mulu Gebreyesus
NA
|
New Jersey Business Finance Corp.
| 2050 Center Ave., Suite 375
Fort Lee, 07024
(201) 346-0300 | (201) 346-1336 | NA
| SBA loans are long-term, below-market, fixed-rate, low down payment loans for the acquisition, renovation or expansion of owner-occupied real estate, and for the acquisition of machinery and heavy equipment
Must be a small business with net income after taxes less than $2.5 million and a net worth less than $7.5 million and meet one of the various economic objectives of the program
| Ira P. Lutsky
There is no limit to the size of the project requiring financing. The SBA 504 participation can range from as little as $50,000 to as much as $4 million depending on the circumstances.
|
New Jersey Community Capital
| 16-18 West Lafayette St.
Trenton, 08608
(609) 989-7766 | (609) 393-940 | www.newjerseycommunitycapital.org
| Provides financial assistance in the form of loans, grants, and equity to organizations either lacking access to or unable to afford the cost of capital from conventional sources
Financing opportunities are available to nonprofit and for-profit organizations engaged in community development efforts that benefit low- income individuals and communities
| Wayne Meyer
Beginning at $1,000 with rates from 0 percent to 4 percent and terms as short as one year
|
Newark Office of the Urban Enterprise Zone
| The Robert Treat Center
50 Park Place, Suite 820
Newark, 07102
(973) 424-4154, ext. 1010 | (973) 733-5662 | www.newarkuez.org
| Urban Enterprise Zone programs
Businesses must be within the UEZ
| Ollyn J. Lettman
NA
|
Nonprofit Finance Fund
| 59 Lincoln Park, Suite 350
Newark, 07102
(973) 642-2500 | (973) 642-2520 | www.nonprofitfinancefund.org
| Offers financial technical assistance and a variety of loan products and financing to include: predevelopment, facilities, growth, cash flow, bridge, equipment and NMTC financing
Serves the nonprofit sector statewide as well as social enterprises working to sustain their
communities
| Archie Colander Jr.
$100,000 to $2 million
|
Ocean County Department of Planning
| 129 Hopper Ave.
P.O. Box 2191
Toms River, 08754
(732) 929-2054 | (732) 244-8396 | www.planning.co.ocean.nj.us
| Incentive opportunities. Administers the Community Block Grant Program, for façade and streetscape improvements
NA
| David J. McKeon
NA
|
Passaic County Division of Economic Development
| 930 Riverview Drive, Suite 250
Totowa, 07512
(973) 569-4720 | (973) 569-4725 | www.passaiccountynj.org
| Provides direct technical assistance to companies seeking to expand or relocate to Passaic County
Property must be owned by a municipality, Passaic County or no responsible owner is identified
| Deborah Hoffman
$50,000
|
Phillipsburg Town/Urban Enterprise Zone
| Town Hall
675 Corliss Ave.
Phillipsburg, 08865
(908) 454-5500, ext. 362 | (908) 454-9241 | www.phillipsburgnj.org
| Revolving Loan Program for small businesses. The loans are made at 4 percent interest (fixed rate). The term of the loan depends upon the purpose of the loans.
For small businesses located in Phillipsburg
| Linda Braxmeier
Between $25,000 and $75,000; the most typical loan is $50,000
|
Regional Business Assistance Corp.
| 3111 Quakerbridge Road, 2nd Floor
Mercerville, 08619
(609) 587-1133 | (609) 587-1313 | www.rbacloan.com
| Small business loans
Business to invest at least 10 percent of project cost
| William Pazmino, Nathalia Giraldo
$5,000 to $125,000
|
Renaissance Community Development Credit Union
| 55 Fuller St.
Somerset, 08875
(732) 247-6883 | (732) 247-8780 | www.renaissancecdcu.com
| Signature loans and shared secured loans
Offers loans to members
| Shirley Spruill
Signature loans up to $7,500
|
Ringwood Economic Development Commission
| 60 Margaret King Ave.
Ringwood, 07456
(973) 839-7352 | (973) 839-9331 | www.ringwoodnj.net
| Industrial/commercial asset-based loans
For companies seeking to relocate to or expand in Ringwood
| Richard Weisglas
$10,000 to $100,000
|
Salem County Improvement Authority
| 199 E. Broadway
Salem, 08079
(856) 279-2182 | (856) 279-2063 | www.scianj.com
| Two revolving loan funds: Salem County Loan Fund and Town Center Revitalization Loan Fund
Salem County Loan Fund to expand existing businesses with a three-year history; Town Center
Revitalization Loan Fund for startup and existing businesses; demonstration of business experience and/or complete business plan is required; businesses must be located in a redevelopment area
| Jack Kugler
Salem County Loan Fund: 20 percent of loan with max, $100,000 with bank participation; Town Center Revitalization Loan Fund: lending limit is 20 percent of participation up to $200,000
|
Somerset County Business Partnership
| 360 Grove St.
P.O. Box 833
Bridgewater, 08807
(908) 218-4300 | (908) 722-7823 | www.scbp.org
| Relationships with microlenders and lending institutions
NA
| Donna Allison, John Maddocks
NA
|
South Jersey Economic Development District
| 226 N. High St.
Millville, 08332
(856) 765-9700 | (856) 765-9045 | www.sjedd.com
| For Cumberland, Salem, Atlantic and Cape May counties, Intermediary Relending Program and Revolving Loan Fund
Intermediary Relending Program: Financing to forprofit manufacturing, commercial, retail or service-related businesses. Revolving Loan Fund: Financing for small businesses for expansion and retention
| Gordon K. Dahl
Up to $150,000
|
Sussex County Economic Development Partnership
| 120 Hampton House Road
Newton, 07860
(973) 300-1988 | (973) 579-3031 | www.scedp.com
| NA
Business must be in Sussex County
| Tammie A. Horsfield
Does not provide direct financial assistance, but works with local banks as a group, commercial lenders, SBA Loans, NJDOC, NJEDA and USDA
|
The Reinvestment Fund
| 718 Arch St., Suite 300 North
Philadelphia, PA 19106-1591
(215) 574-5800 | (215) 574-5900 | www.trfund.com
| Offers a variety of loan products and a limited number of sustainable energy grants
Finances the revitalization of low wealth neighborhoods in the Mid-Atlantic region
| Linda DeJure
Varies
|
Town of Guttenberg/Urban Enterprise Zone
| 6808 Park Ave.
Guttenberg, 07093
(201) 868-2315, ext. 152 | (201) 868-9490 | www.guttenbergnj.org
| Incentive opportunities
Standard UEZ benefits apply
| Josephine (Joanne) Martin
NA
|
Town of West New York/Urban Enterprise Zone
| 440 60th St., Suite 102-104
West New York, 07093-2231
(201) 295-5289 | (201) 869-1715 | www.westnewyorknj.org
| Incentive opportunities
Standard UEZ benefits apply
| Oscar Miqueli, Michael Parkes
NA
|
Township of Hillside/Urban Enterprise Zone
| Liberty and Hillside avenues
Hillside, 07205
(973) 926-1054 | (973) 923-1534 | www.townshipofhillside.org
| Incentive opportunities
Standard UEZ benefits apply
| Yves Aubourg
NA
|
Township of Irvington/Urban Enterprise Zone
| Municipal Building
1 Civic Square, Room 210
Irvington, 07111
(973) 399-5636 | (973) 399-5638 | www.irvington.net
| Incentive opportunities
Standard UEZ benefits apply
| Cassandra Chatman
NA
|
Township of North Bergen/Urban Enterprise Zone
| 7616 Broadway
North Bergen, 07047
(201) 392-2467 | (201) 868-9703 | www.northbergen.org
| Incentive opportunities
Standard UEZ benefits apply
| Kim Nicoliello
NA
|
Township of Pemberton/Urban Enterprise Zone
| 500 Pemberton-Browns Mills Road
Pemberton, 08068-1539
(609) 894-3316 | (609) 894-2703 | www.pemberton-twp.com
| Small business loan
Standard UEZ benefits apply
| Maurice Jones
5 percent; five years, 33 percent of the total amount being borrowed; $65,000
|
UCEDC
| 1085 Morris Ave.
Union, 07083
(908) 527-1166 | (908) 527-1207 | www.ucedc.com
| SBA micro loans and business growth loans
Micro loans: business plan required for startups and a two-year operating history; business growth loans: for expansion and relocation
| Maureen Tinen, Ellen McHenry
Mirco $500 to $35,000; business growth loans up to $150,000; partner with other lenders to lower risk for all
|
Vineland Office of Economic Development
| 640 E. Wood St.
Vineland, 08362-1508
(856) 794-4000 | (856) 405-4607 | www.vinelandbusiness.com
| Various Urban Enterprise Zone programs
Businesses must be within the UEZ
| Sandra Forosisky
$100,000 to $10 million
|
Warren County Economic Development Corp.
| 10 Brass Castle Road
Washington, 08865
(908) 835-9200 | (908) 835-9296 | www.warrencountychamber.org
| NA
Business must be in Warren County
| Robert L. Goltz
NA
|
